Personal Loan


Offering loan amount up to HK$2 millions, helping you manage financial expenses flexibly.

Vehicle Loan


Covering up to 100% of the car price, first year license fee and insurance.

byonRIDE x Inchcape

An exclusive financing program for Inchcape’s customers. Designated vehicle models can enjoy guaranteed buy-back value or balloon payment.

SME Business Microloan


Non-Collateral, Agile Microloan Solutions for SME Owners, Connecting Opportunities with Capital

Renovation Loan


Creating Budget Flexibility for Your Dream Home Renovation!


Jumping to an Alternate Start

Be Responsibly Bold.
Break Through Your Own Limits

Move beyond rigidity
and traditional perceptions

BYON envisions to challenge the norm of traditional financial services and we are here with you to open up the infinite possibilities in life

Reshape ThinkingUnleash PotentialOnward and Upward

Create new possibilities,
beyond boundaries

Move ahead

Your Ideas


Maximum amount up to HKD2,000,000 or 21 times your monthly salary, whichever is lower

Apply now

Flexible repayment terms up to 72 months

Annualized Percentage Rate (APR) as low as 3.36%

Fast approval and cash transfer within 24 hours

$0 handling fee. No hidden charges

No penalty, at all, for early settlement

1-on-1 customer service. Just tell us how we can help!

Need more


Enquiry: (852) 2862 9119

Contact us
Try It, or You'll Never Know
We aspire to make financial services more direct, less restrictive,
and focus more on empowering you to advance your goals.

What's Next?

Unlock new possibilities and enhance financing experience in various aspects covering eating, shopping, entertainment, and even the Metaverse.

Action Now

A plan backed by actions converts an idea into a reality.

Apply Now

Got more questions? Please check out our FAQ.

BYON Website Maintenance
Please note that BYON website will be undergoing maintenance on 29th March, 2023 (Wednesday) from 7pm to 9pm. During this period, our website will be temporarily unavailable.