Personal Loan


Offering loan amount up to HK$2 millions, helping you manage financial expenses flexibly.

Vehicle Loan


Covering up to 100% of the car price, first year license fee and insurance.

byonRIDE x Inchcape

An exclusive financing program for Inchcape’s customers. Designated vehicle models can enjoy guaranteed buy-back value or balloon payment.

SME Business Microloan


Non-Collateral, Agile Microloan Solutions for SME Owners, Connecting Opportunities with Capital

Renovation Loan


Creating Budget Flexibility for Your Dream Home Renovation!



Drive Your Dream Car Away with Our Non-Collateral Loan!

Loan Amount
Up to 100% of the car price
(covers first year license fee and insurance)
Annualized Percentage Rate
As low as 3.36%
Flexible Repayment Period
36 – 72 months
Approval and Cash Transfer
As fast as within 24 hours
Borrow without Collateral
byonRIDE does not require any collateral and is eligible to all types of cars regardless of condition.
Gain Financial Flexibility
Borrow up to 100% of car price, first year license fee and insurance to make money management easier!
Accelerate your dreams, with BYON as your backing.
Unlock theJoy
Get your dream car quick!

Monthly Repayment Amount


Annualized Percentage Rate
As low as 3.36%
Total Interest Expense
HK$ 8,589

* The above monthly repayment amount is calculated based on a monthly flat rate of 0.15% and an annualized percentage rate not higher than 3.51%, depending on the repayment period. The repayment amount and period shown on the calculator are for reference only.

Whythe hesitation?

Take the leap of faith and pursue what you truly want.

Apply Now

Click here for more information.

BYON Website Maintenance
Please note that BYON website will be undergoing maintenance on 29th March, 2023 (Wednesday) from 7pm to 9pm. During this period, our website will be temporarily unavailable.