Products

Personal Loan

byonABLE

Offering loan amount up to HK$2 millions, helping you manage financial expenses flexibly.

Car Owner Loan

byonRIDE

Covering up to 100% of the car price, first year license fee and insurance.

SME Business Microloan

byonCONNECT

Non-collateral, agile microloan solutions for SME owners, connecting opportunities with capital!

Renovation Loan

byonHOME

Creating budget flexibility for your dream home renovation!

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Personal Loan
byonABLE
Car Owner Loan
byonRIDE
SME Business Microloan
byonCONNECT
Renovation Loan
byonHOME byonRENTAL



byonRIDE x Inchcape Exclusive Financing Program

Flexible Down Payment, Allows You to Manage Your Finances More Independently

Loan Amount
Up to 100% of the car price
(covers first year license fee and insurance)
Eligibility
Designated vehicle brands and models
(please click 'Learn More' for the details)
Annual Flat Rate
As low as 5.25%

Enjoy Your Flexible Financial Solutions

MaxValue Guarantee Financing Program

As low as $0 down payment with 36-month repayment tenors. We offer 50% guaranteed buy-back value*, of the vehicle price which helps mitigate the risks of depreciation. What's more, you can choose your own way to repay upon expiry of the contract !

Low instalments over the term and 3 repayment options upon contract expiry:

Trade in*

Trade in the car and settle the outstanding amount.

Settle

Keep the car and settle the outstanding payment in one go.

Refinance

Can apply refinancing with up to 60-month repayment tenors after settling the outstanding amount.

*Guaranteed value is subject to terms and conditions. For any enquiries, please refer to customer service department.

Low instalments over the term and 2 repayment options upon contract expiry:

Settle

Keep the car and
settle the outstanding payment in one go.

Refinance

Can apply refinancing after settling the outstaning amount with up to 60-month repayment tenors.

*Balloon Value is subject to terms and conditions. For any enquiries, please refer to customer service department.

Balloon Financing Program

As low as $0 down payment with 36-month or 60-month repayment tenors. 50% or 30% Balloon Value* will be offered respectively. Lower instalments enable the affordability of a wider range of vehicle models!

Unlock the Joy
Want you dream car with lower instalments? Act now!
Vehicle Price
HKD
$100,000
$2,000,000
Loan Amount
HKD
$80,000
$2,000,000
Repayment Period
36 months
Guaranteed Value !*Guaranteed Value is 50% of the car price.
HK$ 127,000.00

Monthly Repayment Amount

HK$5,479

Interest Flat Rate
5.25% p.a.
Total Interest Cost
HK$ 33,350

*The above monthly repayment amount is calculated based on an annual flat rate of 5.25% and an annualized percentage rate of 7.12%. The repayment amount and period shown on the calculator are for reference only.

Vehicle Price
HKD
$100,000
$2,000,000
Loan Amount
HKD
$80,000
$2,000,000
Repayment Peroid
Balloon Value !*Regarding your tenor option.
HK$ 127,000.00

Monthly Repayment Amount

HK$5,479

Interest Flat Rate
5.25% p.a.
Total Interest Cost
HK$ 33,350

*The above monthly repayment amount is calculated based on an annual flat rate of 5.25% and an annualized percentage rate of 7.12%. The repayment amount and period shown on the calculator are for reference only.

Whythe hesitation?

Act now and have fun with driving your new car!

Apply now

Click here for more information.

BYON Website Maintenance
Please note that BYON website will be undergoing maintenance on 29th March, 2023 (Wednesday) from 7pm to 9pm. During this period, our website will be temporarily unavailable.
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