byonCONNECT

Non-Collateral, Agile Microloan Solutions for SME Owners, Connecting Opportunities with Capital

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Amount

Up to HK$2,000,000

Eligibility

Any businesses established 1 year or above
(in name of an individual or a company)

Repayment Period

Up to 5 years

Approval Process

As fast as within 24 hours, with simple documents and no collateral requirement*
*For applications in the name of an individual only

Business Expansion

Without Restriction

Help you stabilize the company's working capital and increase liquidity, empowering owners to fully unleash business potential.

Flexible Solutions

To Capture Immediate Opportunities

Unlike traditional SME loans, byonCONNECT's quick and simple application process enables you to make faster business moves!

Uncover new possibilities in business, with BYON as your backing.

Start a New Chapter in Business, Just the Way You Pursue

Transforming Business Under the Pandemic

The cafe has been opened for three years. With fewer people dining out and more people working from home, we are facing an urgent need to transform the business. To broaden the customer base, we decided to set up an O2O platform to sell also the coffee beans. I learned about byonCONNECT's loan solution through a friend. Unlike traditional SME loans,there is no collateral requirement and is eligible for sole proprietors like myself. It only took three days from application to receiving the money, which was very helpful!

- Sofia

Amount

HKD20k

Annualized Percentage Rate

6.52%

Repayment Period

24 months

Monthly Repayment Amount

HKD 8,894

Starting My Own Business

Having worked in the travel industry for more than ten years, I began to feel that I had reached the bottleneck in career and came up with the idea of starting my own business. With the support of family and friends, I set up a new form of travel agency specializing in study tours to introduce foreign cultures and their creativity. As the business expands, I also need more working capital to cover the various operational expenses, especially in challenging times. byonCONNECT provides a flexible repayment period of up to 5 years, which helps with protecting the business' cash flow.

- Jackson

Amount

HKD1.5 m

Annualized Percentage Rate

8.50%

Repayment Period

60 months

Monthly Repayment Amount

HKD 30,550

ActNow

Looking to expand your business or improve cash flow?

Amount

HKD

$100,000

2,000,000

Repayment Period

months

6 months

60 months

Monthly Repayment Amount

HK$8,589

* The above monthly repayment amount is calculated based on a monthly flat rate of 0.15% and an annualized percentage rate not higher than 3.51%, depending on the repayment period.
The repayment amount and period shown on the calculator are for reference only.

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Create New Possibilities for Business in 3 Simple Steps

online application

Fill in the information and you're one step closer!

Design a solution

1-on-1 personalized customer services and solution. No hidden charges or handling fees.

Approval

With our fast approval process, you can get the cash as fast as within 24 hours.

Apply Now

Click here for more information.

Looking for Financing Options with Higher Amount?

Contact the BYON team to further design customized solutions that meet your business needs, with a loan amount up to HKD5,000,000. No handling fee would be charged.

Learn More