byonABLE

Bringing imagination into reality

Apply Now

Borrow Up To

HKD 2,000,000
(or 21 times your monthly salary,
whichever is lower)

Annualized Percentage Rate

As low as 3.36%

Repay within

6 – 72 months

Approval and Cash Transfer

As fast as within 24 hours

If You Have
an Idea, Go for It

byonABLE offers fast approval and cash transfer as quick as within 24 hours.

If You Want to
Give It a Try, Go Ahead

Eyes on the goal. Find out what works best for you with BYON financing specialists.

Take a step forward to explore new possibilities, with BYON as backing.
Enable your imagination, beyond imagination

Anniversary Offer

Earn HKD1,000 reward upon successful application! Up to HKD12,000 additional reward will be given upon successful draw down with promotional code ‘BYON12000’ on or before 11 June 2023!

Apply Now

Application Reward Terms and Conditions

Drawdown Reward Terms and Conditions

Start a New Chapter in Life, Just the Way You Imagine

Starting an Online Store

I have sensitive skin and that's where everything begins. I started out making my own natural skincare products and they worked like a charm. So I thought, why not start an online business and make them available for others too? Then I learned about byonABLE—after doing the maths, the monthly repayment is totally manageable and I finally got to actualize an idea that's been thought about for years!

- Vivian

Amount

HKD50k

Annualized Percentage Rate

8.14%

Repayment Period

24 months

Monthly Repayment Amount

HKD 2,258

Studying Abroad

I've worked for a couple years and have been considering getting an MBA in the UK, as I feel like my career has reached a bottleneck. I do have some savings, but I don't think it's a wise decision to spend all the money in one go. byonABLE is a good option for me. I can worry less about money and focus more on advancing myself.

- Rita

Amount

HKD300 k

Annualized Percentage Rate

8.05%

Repayment Period

60 months

Monthly Repayment Amount

HKD 6,050

Planning a Wedding

We are excited to move on to a new chapter in life after dating for 7 years, but the costs for wedding banquet, wedding photo shooting and new apartment renovation are no joke at all! We have a good amount of savings and investment returns, and we don't want our wedding plan to affect our current wealth planning. byonABLE loan solution is exactly what we need to cover these expenses.

- Thomas & Alva

Amount

HKD600 k

Annualized Percentage Rate

6.47%

Repayment Period

60 months

Monthly Repayment Amount

HKD 11,680

Improving Financial Health through Debt Consolidation

As a flight attendant, I fly a lot and shop quite a lot for friends and family. For the most part, I was only repaying the minimum payment, and consequently, the debts built up and interest rate was reaching 30%. BYON team was giving immense help in sorting out how I could lower the interest rate and improve my TU credit scores. The infinite monthly minimum payment loop is finally over, for good!

- Robin

Amount

HKD150 k

Annualized Percentage Rate

13.61%

Repayment Period

60 months

Monthly Repayment Amount

HKD 3,400

ActNow

A plan backed by actions converts an idea into a reality.

Amount

HKD

$5,000

2,000,000

Repayment Period

months

6 months

72 months

Monthly Repayment Amount

HK$8,589

* The above monthly repayment amount is calculated based on a monthly flat rate of 0.15% and an annualized percentage rate not higher than 3.51%, depending on the repayment period. The repayment amount and period shown on the calculator are for reference only.

Apply Now

Create New Possibilities for Yourself in 3 Simple Steps

Online application

Fill in the information and you're one step closer!

Design a solution

1-on-1 personalised customer services and solution. No hidden charges or handling fees.

Approval

With our fast approval process, you can get the cash as fast as within 24 hours.

Apply Now

Click here for more information.

Solutions for Professionals
Larger Financing Support

BYON is here to support the financing needs of certified professionals* by providing a loan amount as high as HK$ 3 millions, with flexible tenors ranging from 6 to 72 months and an APR as low as 3.36%. Whether you are looking to expand your business, invest in property, or consolidate debts, we strive to help you manage expenses with greater flexibility.

Apply now

*Applicants are required to provide validproof of relevant professional qualifications.

byonABLE

Anniversary Offer

Start a New Chapter in Life, Just the Way You Imagine

Create New Possibilities for Yourself in 3 Simple Steps

Solutions for ProfessionalsLarger Financing Support

Solutions for Professionals
Larger Financing Support