Personal Loan


Offering loan amount up to HK$2 millions, helping you manage financial expenses flexibly.

Vehicle Loan


Covering up to 100% of the car price, first year license fee and insurance.

byonRIDE x Inchcape

An exclusive financing program for Inchcape’s customers. Designated vehicle models can enjoy guaranteed buy-back value or balloon payment.

SME Business Microloan


Non-Collateral, Agile Microloan Solutions for SME Owners, Connecting Opportunities with Capital

Renovation Loan


Creating Budget Flexibility for Your Dream Home Renovation!


About BYON

Next-Generation Consumer Finance Brand

We aspire to break the standards and boundaries of conventional financial services and to empower customers to “break your own norm”, “be your own narrative”, and “bring your own noise” to create infinite possibilities for themselves on the world stage.
What You Picture
What You Achieve
Whether you want to achieve goals faster, improve financial health, or chase your dream for once in your life, BYON is here to back you up.
Beyond Infinity
Beyond Reality
Upholding the parent company’s (ORIX Corporation) mission in creating unlimited possibilities, BYON partners with online and offline businesses to provide the next-gen consumers with new financing products and FinTech services.
Be a game changer for a more promising future
Take on the challenge and tackle it head-on
Think outside the box and uncover new possibilities
Rebelliously You
Stay passionate and become what you aspire to be
Enable your imagination, beyon' imagination
We areBYON
BYON is a brand under ORIX Finance Services Hong Kong Limited, a member of the ORIX group. The parent company, ORIX Corporation (Tokyo Stock Exchange (8591) and New York Stock Exchange (IX)), is an integrated financial services group based in Tokyo, Japan, providing innovative value-added products and services to both corporate and retail customers, with operations in 28 countries and regions worldwide (as of March 31 2022).
Backing by global visions and strong financial strength, BYON provides consumers with more affordable and less restrictive solutions to support your 24/7 financial needs.
BYON Website Maintenance
Please note that BYON website will be undergoing maintenance on 29th March, 2023 (Wednesday) from 7pm to 9pm. During this period, our website will be temporarily unavailable.